Keeping Chimneys and Houses Safe
Chimneys are not easily maintained features for a house. If not maintained properly they can cause house fires and endanger the home through cracks and instability. Historic homes in Philadelphia, Bucks County, and Montgomery County are susceptible to damage from fires and structural instability due to age.
Foundation Damage and How to Fix It
Weather can affect the landscape around a home and the home itself. However, rain, snow, and heat can also affect the foundation of a home. When the soil around a home dries up or becomes water logged it can shift and create cracks in the foundation of a home. A homeowner should inspect their foundation frequently for any cracks.
Evacuation! What Should Be Done
When disaster strikes, sometimes orders to evacuate are issued from the local or state government. But how do you prepare your home for evacuation in the face of a hurricane?
How to Tell if Personal Property Is Covered
When disaster strikes most likely a homeowner's personal belongings will also be affected. But is the personal property covered by all policies? What types of personal property are covered and what isn't? These are all very good questions that will be answered in this article.
Coverage for Lightning Strikes
With the arrival of hot weather comes the addition of thunderstorms and lightning. However, if a lightning bolt hits a dwelling, does insurance cover it? The answer is yes. Homeowner's insurance does cover lightning strikes but only certain types. This post will go through the ins and outs of coverage for lighting strikes.
Precautions to Take Before a Windstorm
Wind damage does not have to be caused by a tornado or hurricane. It can be cause by any strong gale-force winds. Those strong winds can blow debris around that can cause damage and injure people. Without protection, the debris being blown about can go through windows, and doors can be torn from their hinges. Thus, leaving the structures interior open and exposed to the wind and other weather elements.
A Thing or Two About Homeowners Insurance
The United States property and casualty insurance industry has trillions of dollars in assets, has staggering profits of over $70 billion a year, and pays its executives more than any other industry in this country. With that said, insurance companies still engage in trickery and unethical behavior to boost their bottom line. The current trend in the property and casualty sector of the insurance industry is to get approval from the state insurance commissioners for various homeowner's policies that are so restrictive that they hardly pay for anything! For example, let us look at Farmers Smart Plan Home Policy. Is it really smart to buy Farmers Smart Plan Home Policy? Let us take a look at an excerpt of the coverage section of this policy.
Public Adjusters: When to Hire One
Despite spring arriving, the Northeast is still mired in wintry conditions. We have now been slammed by the 4th Nor'easter in 3 weeks.
An Insured Needs to Hire a Public Adjuster Immediately After Property Damage
After experiencing damage to a home or business, immediately contact a public adjuster.
After a Tragedy, Public Adjusters Will Help Homeowners Get Back on Their Feet
2017 was a record breaker in the United States for catastrophe claims. Hurricane Harvey in Texas and Hurricane Irma in Florida created an unprecedented amount of property damage. Naturally, many homeowners feel overwhelmed after any disaster (big or small), but thankfully there are those who can help in the recovery process.