As in most states, Pennsylvania does not have a set rate for motorcycle insurance; it varies widely based on the type of coverage preferred, the amount of time spent riding the bike, how and where it is ridden (i.e. with a passenger or on a track) and each rider's eligibility for discounts. Factors like age, driving history, motorcycle type, credit score and storage methods also affect the rates of coverage. The Bachmann-Zeitlin Insurance Agency, a leading provider of motorcycle insurance in Philadelphia and the surrounding regions, always recommends full Comprehensive and Collision coverage for their policyholders, as it provides coverage for theft and accidents, as well as for damages caused by fire, vandalism and storms. However, the company also recognizes that full coverage can be prohibitively expensive and, as such, has compiled a list of tips to save money on motorcycle insurance.