Most Americans today have a consumer mindset rather than an investor mindset. In an article at http://psychcentral.com/news/2014/10/15/emotional-mindset-can-impact-consumer-decisions/76172.html , experts state that a consumer mindset can be affected by guilt, shame and fear. Many people are frightened by the instability of the economy and refuse to invest, hoping that with hard work they will eventually accumulate wealth. However, with an investor mindset, people can take control of their finances and make their money work for them. Teresa R. Martin, a personal finance and money management expert, offers insight for average Americans who want to change their investment dynamic through her powerful two-day workshop, the Rental Real Estate & Wealth Generation Summit, to be held on December 13-14 in New York City.