The Homeowners Preservation Foundation (HPF) is an organization that offers free help to stop foreclosure by way of advice. HPF will answer foreclosure-related questions, enlighten folks about Federal and state mortgage relief plans, and help with working out a feasible budget. A representative from HPF will also get on the phone with lenders and borrowers to facilitate better communication between them. In the unfortunate cases where preventing foreclosure is simply not possible, HPF will help determine if there are graceful methods of leaving the house and getting out of the mortgage.