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As the new year begins, many residents of New Jersey and Pennsylvania are adding "improve my credit score" and "finally purchase the car I need" to their list of resolutions for 2019. Unfortunately, drivers with bad credit often have trouble finding approval for an auto loan. PA Auto Credit is proud to provide buy here pay here services to help every driver start 2019 off in a reliable and safe vehicle.

Tax Day might be more than three months away, but that doesn't mean that Americans aren't already thinking about how they'll spend their return. According to a survey from Go Banking Rates, most Americans begin planning how they'll spend their return before they've even filed their taxes—and they have big plans on where that refund check will be going.

Drivers who are looking to get behind the wheel of a new or used vehicle this winter are encouraged to contact PA Auto Credit to learn about how their second chance financing can help even those with no credit or poor credit secure a loan. They've made the car buying process simple and convenient by empowering their customers to shop, apply for a loan, and pay bills online.

Football season is officially in full swing—and along with every game comes a tasty tailgating session. Fans who are having trouble securing an auto loan due to their poor credit are encouraged to contact PA Auto Credit to learn about how their bad credit auto loans can help fans build up their credit while also holding onto the car or truck they need this season.

Consumers who have a poor credit score may find themselves dealing with more worries than just a rejected mortgage loan. According to information from Bankrate, credit scores are one of the most commonly looked-at factors when it comes to loan and credit card issuance—and more and more industries are now using credit scores to determine who to rent to, who to sell to, and in some cases, even who to hire.

Life without a car can be difficult — employment options are limited to public transportation routes, and many residents report that waiting on public transportation limits their sense of freedom. However, with most banks and lenders requiring massive down payments or excellent credit scores to secure financing for a vehicle, it can feel like there is no way out for individuals with poor or no credit to get behind the wheel. PA Auto Credit is proud to help lower-income individuals and families get back on their feet through their Fresh Start Financing program.

PA Auto Credit would like to make New Jersey residents aware of a new proposed tax on ride-sharing services like Uber and Lyft is drawing ire from opponents, who are criticizing the initiative as an unfair tax capitalizing on low-income individuals and families. The new 7% sales tax introduced on ride-sharing apps is part of a proposed $37.4 billion budget proposed by Governor Phil Murphy. The new tax is to be introduced along with $1.6 billion other new fees and taxes, including those on home-sharing service Airbnb and electronic cigarettes.

College graduates who are looking to celebrate with the purchase of a new car are encouraged to contact PA Auto Credit to learn how they can secure the funding that they need without waiting to improve a poor credit score. PA Auto Credit is proud to provide high school and college graduates with bad credit car loans in Philadelphia, PA, that can help get young men and women into the driver's seat.

Drivers with a low credit score may find that previous financial mistakes can make it impossible to secure the funding that they need to get behind the wheel of the used vehicle that they've been seeking.

More and more Pennsylvania drivers are turning to franchised dealerships when purchasing a used car thanks to their ease of use and more reliable vehicles. PA Auto Credit is helping make franchised dealerships even more accessible to those who have made financial mistakes and have bad credit by providing auto loans in Philadelphia, PA, following their belief that every driver deserves the peace of mind that comes along with a vehicle that runs safely.