
InsurTech (Insurance technology), is refers to the use of insurance as a way to spread risk, to science and technology enterprises or research institutes in research and development, production, sales and after-sale, and other management activities, because of the risks of all kinds of real property loss caused by science and technology enterprises or research institutes, loss of profit or loss of funding, etc., and its shareholders, employees, or third party property or person of real harm and all kinds of civil compensation responsibility, by the insurance compensation from the insurance company or insurance that pays insurance gold.