Established in 1934, Watson Insurance Agency is an experienced independent insurance agency offering personal and business insurance in Columbia, SC, and Shelby, North Carolina, including home insurance. Home insurance is quite a widely popular risk management plan. If a homeowner has a mortgage, there is a good chance that their lender will require home insurance to protect their financial interest in the house. Moreover, even if home insurance coverage is mandatory, investing in it can be prudent for homeowners to cover losses related to fires, theft, vandalism, lightning strikes, and other unfortunate situations covered by their policy. Because of the high risk of hurricanes and tropical storms along North Carolina's coast, it becomes quite crucial for people in the region to invest in a proper home insurance plan. Without a robust home insurance plan, homeowners have to bear the expenses of rebuilding or repairing their homes or replacing stolen or damaged valuables all on their own, which can create an immense financial burden.