1st Commercial Credit was established in 2001 and is a USA Texas based invoice factoring company with locations in the city of Austin, Houston, Dallas and San Antonio. We offer North American based companies a complete line of receivable based factoring services, purchase order funding, international trade finance and other related financial services. We fund clients everyday for just about every major industry, including transportation, exporters, importers, service providers, staffing agencies, distributors and manufacturers.mid-sized businesses.