London, England (Jan 11, 2009)- 24/7 Moneybox, who specialise in providing fast payday loans to clients, highlight why it may be necessary to receive fast loans from a loan provider due to the length of time between December's and January's paydays. December's payday for the majority of companies nationwide falls early as internal pay is processed prior to the Christmas and New Year's festivities. With many companies paying their employees at the end of the month, it can lead to a potential six or seven week delay when their wages next get paid into their accounts at the end of January. With the end of December being particularly damaging to a person's wallet, it can leave them in something of a rut should an emergency occur with such a long time to wait until the next payday. It is also a markedly cold time of year in the United Kingdom, and an emergency could equate to a boiler breakdown or a plumbing crisis. As such, payday loans are useful when helping to ease the burden of an emergency situation should it occur before your next payday in January. "It can be something of an extended New Year hangover when people realise how long it is until their next payday, especially when there are bills to pay after the end of year celebrations," states James White of 24/7 Moneybox. "We encourage responsible lending at 24/7 Moneybox and payday loans aren't here to help you ease your debt if you've bought too many gifts over Christmas. We understand that an emergency can happen at any time, and are available to offer payday loans to those who really need them before their next payday." To find out more about 24/7 Moneybox visit: www.247Moneybox.com or call 0871 423 8247 (Calls to this number are charged at 10p per minute from BT landlines, mobiles and other providers may vary).