The trustees and credit counselling professionals at A.C. Waring & Associates offer debt resolution knowledge, advice and guidance to individuals and small businesses throughout Alberta. A.C. Waring & Associates will help you deal with your creditors and insolvency issues. We can also arrange for bankruptcy proceedings, consumer proposals, help with restructuring your debt and with planning an orderly and manageable payment schedule between you and your creditors for better financial footing, income permitting.