For the best home equity loan rates it pays to shop around. Be sure to check out Ardent Credit Union which boasts some of the lowest rates on home equity loans in the region. At Ardent Credit Union, our PA home equity loans offer the best home equity loan rates. We offer flexible underwriting and low down payment options to make the process as easy as possible. Use your Ardent credit union home equity loan or line of credit as you see fit. Thinking of a home renovation project or have another financial need? Get in touch with Ardent CU for the best home equity loan rates available.