Buyers Affordable Car Insurance Orlando FL stands at number 5 in the list of cities with most expensive car insurance rates in FL State. Car owners in Orlando FL pay 50% more or say 0.5 times more in car insurance premium than the state car insurance average and 2.5 times more than the national average. Average yearly car insurance rates in Orlando is about $2479 per year compared to $900 for the national average. Timing :- Mon To Sun - Open 24 Hours