CellCharge Inc., http://www.cellcharge.com a leader in merchant account processing by phone, is proud to make that even easier with the recent release of CellCharge 2.0. CellCharge 2.0 is a mobile processing system that enables businesses to turn their cell phone into a mobile payment device, and features not only the ability to accept credit card payments over the phone, but also the ability to swipe those cards on certain smart phones.