TheDebtNegotiation is a law firm based-debt relief servicer that offers a fast and affordable way to get you out of debt, have control of your financial situation, and restore your quality of life with peace of mind. With many years of experience, they have successfully negotiated with all types of creditors, both large and small. They have made connections within these organizations and gained insight into the collection process that helps us negotiate settlements for our clients. Creditors are willing to negotiate a debt with us on behalf of our clients with the understanding that the settled amount will be paid in a timely manner. The creditors they usually work with include, for example, Chase, MBNA, Capital One, Providian, American Express, Bank of America, Wells Fargo, HSBC, Wachovia, Citibank, Bank of New York, Citizens Bank, Direct Merchants Bank, Nations Bank, Orchard Bank, GE Capital, World Financial, Macy's, JC Penney, GE Money Bank, Best Buy, Beneficial, Radio Shack, Victoria's Secret, First Premier Bank, Dell, First Card, Lane Bryant, Lerner's, Lord & Taylor, Household Financial (HFC), Mervyn's, GE Consumer Finance and more. At TheDebtNegotiation, they work directly for you. They do not receive compensation from our creditors. Their experts will provide a personal and confidential evaluation of the case and determine how the case would be successful in debt reduction and the settlement as well as give us the estimated costs associated with the low monthly payment. The evaluation is free with no obligation.