FSO Knowledge Xchange is a global research and information hub providing insights to the banking, insurance, and capital markets industry. Senior executives rely on FSOkx for timely and accurate information that supports strategic decision-making. In addition to daily news and commentary, executive interviews, market trends analysis, and weekly bulletins, FSOkx produces independent and client-driven research, webinars, forums, and networking events. For more information, please visit www.FSOkx.com. FSOkx’s mission is to leverage our media, research, events, and advisory services channels to empower senior-level financial industry executives with the knowledge they need to optimize global resources, achieve operational excellence, guard against technology obsolescence, innovate and improve business processes, adopt best practices, and transform their organizations. Armed with the knowledge that FSOkx makes available to our membership community, financial services executives are better prepared to meet the challenges of risk management, compliance, economic volatility, product commoditization, and decreased margins. FSO Knowledge Xchange collaborates with financial services industry experts to deliver actionable information that helps our community of financial services professionals stay up-to-date, share knowledge, and make better decisions. We use a variety of publishing channels including our e-newsletter and editor’s note; FSOkx TV; and white papers, case studies, Executive Q&As, and industry perspectives available through our Knowledge Center.