American Term Life Insurance Explains Why Re-Shopping Is Essential to Getting the Best Insurance Rates
Life insurance is a numbers game, as anyone who has ever tried to purchase insurance with a preexisting condition can attest. Insurance companies want to attract the healthiest people, who are the least likely to actually need the insurance. Those who are statistically more likely to need the policy are often hit with surcharges and extra fees to cover the increased risk. In some cases, those who need life insurance the most are denied altogether. However, using an insurance agent who understands the game can save customers thousands of dollars. From Gordon Conwell III of American Term, here is what all life insurance purchasers must know.