Labor Day is over, our pencils are sharpened, and lying poolside is just a memory: That’s right, it’s officially back-to-school season. Many student drivers, especially in college, may not know much about the process that is car insurance, because—let’s be honest—lots of students are lucky enough to have their parents take care of that nonsense. However, understanding car insurance is crucial for many reasons—plus, no one wants Mom and Dad to take care of them forever, right? So consider class in session.