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Houston Factoring companies like Catamount Funding offer invoice factoring services and Houston business Factoring Services including freight factoring, construction factoring, and accounts receivable financing

Factoring companies in Houston TX operate within Texas and also may have additional regions they operate in across the US. Catamount Funding, a premier financial services provider offering invoice factoring services, has several service regions across the United States, including the Rocky Mountain Region, the Gulf Coast Region, the West Coast Region, and the Midwest Region. This flexibility works well in a time when internet access and marketing can reach customers many miles away. With so many business opportunities, it can be a real challenge to sustain or grow a small to medium-sized business when cash flow is critical. Making a choice between being able to pay staff on time or schedule maintenance on a fleet of vehicles detracts from the day-to-day business and becomes a source of stress. In some instances, the money needed to pay the outstanding bills could be tied up in invoices. Services or goods have been delivered and the check is due within days, weeks, or a few months. Invoice factoring is a way to turn unpaid invoices into almost immediate cash. This form of business factoring is not like a traditional loan and as such, it does not add liability to the company balance sheet. This can be an asset, particularly if other types of financing are being applied for simultaneously. A good credit rating is easier to attain or maintain when vendors are paid on time, and the relationship with regular clients and suppliers is not put under strain. Timing can sometimes be crucial, an example would be an instance when a company's main supplier offers a limited time 'early payment discount' on the staple product required. Having the cash available to take advantage of these unforeseen opportunities can make a real difference on the balance sheet. In addition to the cash flow situation being improved, additional resources within the client's company need not be taken up by trying to follow up and collect unpaid invoices as Catamount's factoring program includes accounts receivable management on factored invoices. The knowledgeable team at Catamount Funding brings their experience and practical approach to customizing solutions for each unique client.

Houston business factoring services are offered by Catamount Funding, one of the premier factoring companies in Houston TX. Across a wide range of industries, the challenges faced can be surprisingly similar. In terms of cash flow, one constant frustration is the time delay in delivering a product or service and then waiting for the invoice to be paid. This delay may be up to months and if that time period coincides with unexpected expenses like vehicle repairs or an increase in the cost of supplies, the annoyance can turn into a real dilemma, threatening the ability to bid on future work or pay staff on time.

Houston business factoring services are offered by Catamount Funding, one of the premier factoring companies in Houston TX. Outside of the Houston and Texas area, Catamount extends its services across the US with service regions in the Rocky Mountains, the Gulf Coast Region, the West Coast Region, and the Midwest region. Catamount believes in a holistic approach to working with a business looking to grow, for this reason, they are also able to offer assistance with consulting services, accounting, bookkeeping, and equipment financing in addition to the invoice factoring services and purchase order financing which may be the primary reason for the initial application. The invoice factoring services can bridge the gap when cash flow is needed and outstanding invoices are days, weeks, or months from maturation. At these critical times when a business is just starting out, trying to maintain its market share, or trying to forge a path to grow the business, applying for a loan is not always the only option available. Catamount Funding is a member of the International Factoring Association and as such look to deliver the best possible service with a solid commitment to privacy, including the commitment to remain the sole owners of any information collected via their website. One of the main advantages of business factoring services is the speed and turnaround time of applications. This means that even when a client does not have to pay their outstanding invoice for a period of time, factoring that invoice can free up cash which might be needed to bid on extra contracts, keep a truck fuelled to deliver goods, or pay insurance and taxes and other essential running costs. When worrying about cash flow is no longer a constant worry, the business owner can concentrate on what they do best, running their own business, without the stress of how to mitigate their cash flow crisis.

A small business owner can feel stifled when an ambitious business plan is stalled because unpaid invoices are weeks or months away from maturing. As cash flow gets more challenging, the lack of available funds can hamper bidding on future contracts and may even jeopardize the retention of staff if the payroll cannot be kept on schedule. At times like this, Texas factoring companies like Catamount Funding are able to potentially offer invoice factoring services which essentially kicks off a process whereby the unpaid invoices are part of a transaction where the "Remit to" address on the client invoice to their customer becomes Catamount's lockbox in Houston. Simultaneously, Catamount's client sends a copy of that same invoice to the Catamount team requesting funding on the unpaid invoice. After the request is processed, Catamount can wire funds based upon the agreed Advance Rate to the Client's bank account. Invoice factoring is not a loan so this does not hamper any process where other types of financing are being applied for. Factoring financing is seen as a solid alternative to a loan. It can be hard to predict when cash flow will become an issue, for this reason, the Catamount team commit to determining approval quickly.

It is certainly true that Texas Factoring services are in high demand across a wide range of industries ranging from oilfield services, landscaping, manufacturing, construction, pipe fitting, cable wiring, and welding to technology and staffing companies. For business owners who rely on the transportation of goods, a cash flow crisis could be triggered by the time delay in waiting for outstanding invoices to be paid, maybe for up to a few months.

Texas Factoring services may relate to prevalent local business interests such as oil and gas, but other mainstays of the Texas day-to-day business include trucking, freight, and transportation services, common across the US. Freight Factoring is a way to turn unpaid invoices into almost immediate cash. This could be critical to a business expansion plan or even a business survival plan. Without cash on hand for emergency repairs, taxes, insurance, and salaries, a small operation with a couple of delivery trucks, or a large fleet with many vehicles could be stalled, unable to deliver goods and unable to bid on future business. This dilemma not only makes winning a new client a challenge, it also puts a strain on existing customer relationships where the recipient is relying on timely delivery.

Often times in a tough market where margins are shrinking and competition is popping up all over, it is difficult for small businesses to continue to offer their customers payment terms. And as most often the case, those small businesses have to pay for some or all of their product before they can even ship it to their client. This difference between the time you have to pay for the goods sold and the time the client will end of up paying you is called "the float".

No matter what the business, from transportation, to construction, to oilfield services, to a staffing agency, there can be times when all the bills seem to be due at the same time and cash flow is tight. This is particularly true around the Holiday season in December. While some businesses look forward to December as their busiest month, others find that clients are hard to find and colleagues may be difficult to network with and contact at a time when many travel home or take annual leave. With extra pressure to make a final push before the end of the tax year, the shortage of available funds could be due to outstanding invoices. Work done, or deliveries made, in October and November could still have a balance outstanding as the 90 day payment window slowly ticks down. Invoice factoring is a quick and easy way to sell those unpaid invoices for almost immediate cash, at very competitive rates. The team at Catamount Funding, specialists in Texas Factoring services, are based in Houston and offer invoice factoring services across many regions in the US. Their experienced staff have dealt with clients across a broad range of industries and can bring that knowledge to a new client. No two clients are alike, challenges are unique and having a wealth of expertise to draw on can help pinpoint the best possible solution for each business, at that particular time. Manufacturing is a perfect example, without a stocked warehouse, the business can stall quickly. Freeing up funds which are locked away in accounts receivables helps mitigate the risk of running out of materials.

No matter what the business, from transportation to construction, to oilfield services, to a staffing agency, there can be times when all the bills seem to be due at the same time and cash flow is tight. This is particularly true around the Holiday season in December. While some businesses look forward to December as their busiest month, others find that clients are hard to find and colleagues may be difficult to network with and contact at a time when many travel home or take annual leave. With extra pressure to make a final push before the end of the tax year, the shortage of available funds could be due to outstanding invoices. Work done, or deliveries made, in October and November could still have a balance outstanding as the 90-day payment window slowly ticks down. Invoice factoring is a quick and easy way to sell those unpaid invoices for almost immediate cash, at very competitive rates. The team at Catamount Funding, specialists in Texas Factoring services, are based in Houston and offer invoice factoring services across many regions in the US. Their experienced staff have dealt with clients across a broad range of industries and can bring that knowledge to a new client. No two clients are alike, challenges are unique, and having a wealth of expertise to draw on can help pinpoint the best possible solution for each business, at that particular time. Manufacturing is a perfect example, without a stocked warehouse, the business can stall quickly. Freeing up funds which are locked away in accounts receivables helps mitigate the risk of running out of materials.