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Women, in fact, now have more choice and more equality than they have ever had in all of history, says Frank N. Darras, the nation's top long-term disability insurance lawyer.

Darras has made the list since its inception, the 2011 magazine presents a review and profile of both Darras and his firm, DarrasLaw.

Sponsorship of the bill by the California Department of Insurance demonstrates they recognize the real dangers of excessive premium rate increases on our seniors, says Frank N. Darras, the nation’s top insurance lawyer.

The scope of health insurance has changed dramatically in the past year. New rules and greater competition have brought about changes in how people approach health insurance. Health insurance used to be provided by an employer, this is not necessarily an automatic option anymore.

Recent disasters across America present a challenge to victims who have suffered devastating losses. Those who once had their lives in perfect working order, have had it changed in minutes, by flooding, fires and tornadoes. Just finding your insurance policy amidst the destruction is most likely impossible, throw in the personal trauma and loss and all of a sudden, entire communities are overwhelmed, says Frank N. Darras.