Debt Settlement America

7 Steps to Get Out of Debt

LogoUnemployment rates remain high, the economy is still unstable, and more and more Americans are finding themselves struggling to make ends meet. Debt can be an especially large burden, as interest rates and fees may increase at a rate individuals may not be able to keep up with. As a part of National Financial Literacy Month, Debt Settlement America offers 7 steps to help those in serious debt get back on the road to financial freedom.

The New CARD Act: How Creditors are Getting Around It, and How Consumers Can Protect Themselves From It

LogoThe CARD act, which went into effect in late February, was designed to protect consumers from unreasonable credit card practices. Creditors, concerned about potential profit loss due to these new regulations, are already finding ways to charge their clients more by increasing interest rates and creating new fees. Debt Settlement America offers tips for consumers to protect themselves from these new practices.