Hughes Associates, Inc offers risk management policies to both families and businesses. They offer car, home, and general liability insurance in Queens and Forest Hills, New York. Buying a house can be an incredible accomplishment. But it also is a big responsibility. Homeowners must proactively keep this expensive asset safe and invest in insurance. Disasters and other unexpected losses can occur at any time. Homeowner's insurance plans are required to reduce the financial burden of the policyholder in case something happens to their home. Paying for the repair expenses in case their house gets damaged due to a fire or tornado can majorly deplete a homeowner's finances. However, anyone with home insurance coverage wouldn't have to deal with such expenses. In addition to the main dwelling, home insurance plans may cover detached structures, like a garage, sheds, fences, the dog house, and more.