Hughes Associates, Inc. is a reliable insurance agency that offers premium plans for home, car, business, and boat insurance in Queens and College Point, New York. Car insurance is among the most prominent risk management solutions that the residents of New York have to invest in. This is a busy and vibrant state, and several hundreds of cars run on its roads. Carrying no-fault insurance is mandatory in New York. If a vehicle owner gets into an accident, this coverage will reimburse for hospital or medical expenses, wage losses from an inability to work, and more. No-fault insurance is meant to cover such costs, no matter who is responsible for the accident. However, it shall not cover the damage to the vehicle. A more comprehensive plan is needed to acquire compensation for car damage repairs.