Sound familiar? It's time to get a loan for a home, a car, or a piece of equipment and a late payment shows up on the credit report. Up until now, there have been two options for that. One, go renegade and call the bank and stir the waters to try to get a late payment removed. Or, two, allow a company to waste time sending dispute letters to credit bureaus. One is dangerous to the overall process; the other is futile. Until now. Finally, one company has rolled out a streamlined option for consumers that was once something only industry pros got a crack at. Enter, LateRemoval.com. With bulldog tenacity, they go straight to the source to get the removal of a late payment even if they have to hound the credit institution's CEO. If they don't get results the service is free. Clean slate, anyone?