Each year, a large number of people file bankruptcy in the United States. Whether you blame it on aftermath of the housing market crisis of 2007-08 or simply poor decision making, the number is steadily increasing. However, most people struggle to properly file bankruptcy due to a lack of knowledge concerning chapter 7 and chapter 13 proceedings. Based in Gold River, a suburb of Sacramento County, Liviakis Law Firm is committed to helping individuals by providing free consultations about the two filings to effectively enable others make an informed decision.