One of the leading business insurance providers in the UK, Morgan Richardson Ltd offers unique 'Welcome Assured', an insurance package tailored to suit the needs of hotels, guesthouses and bed and breakfast establishments across the UK. The insurance package provides customers with comprehensive protection against material damage to the contents and buildings, including accidental damage, full theft, fire, storm, and flood damage. The policy also covers any loss of income due to damage to the premises, failure of public utilities and denial of access. Other benefits of the package include replacement of locks following theft of keys, loss of license, legal expenses 24-hour legal advice help line, 24-hour claims line, 365 days a year and many more. Customers can also avail optional features with extra charges including buildings insurance, property owners' legal liability, personal accident and domestic contents.