One of the leading business insurance providers in the UK, Morgan Richardson Ltd offers unique and tailored "In-Gauge" insurance packages to effectively meet the needs of engineers across the UK. "In-Gauge" provides comprehensive cover against material damage to the content and buildings, including accidental damage, full theft, fire, storm and flood damages. This policy also provides protection for loss of income following damage to the premises as well as the failure of public utilities and denial of access. With their engineers Insurance, clients can look for cover for glass-replacement value, property at third-party sub-contractors, hire of substitute machinery, exhibitions, denial of access, money, replacement of locks following the theft of keys, engineer's breakdown, accidental failure of public utilities, and generous season stock, to name a few.