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For months, the United States has celebrated the falling numbers of the unemployment rate. At the height of the most recent recession, the country's unemployment rate peaked at almost 10% for the country and it's reportedly down to almost 6% as of November 2014. While this seems to be something to celebrate, it's not an accurate picture of the reality of the plight of those that have been unemployed for a long amount of time or senior level executives.

For a long time the ability to start and make a successful business go has been one of the top three ways to generate not just income, but also long-term wealth. Whole families have pulled themselves up from being wage workers or first arrivals in this country, to being leaders of established institutions by starting a business. However, this career path option is not limited to just the young. There are many opportunities where older entrepreneurs find a niche, especially when considering income alternatives after finishing a successful primary career.

According to the Employee Benefit Research Institute, economic conditions are looking bleak for Baby Boomers looking to retire in the near future. According to the EBRI's most recent report, only 28% of retiree's are "very confident" that they have enough money set aside to live out their retirement comfortably. Consequently, about three-quarters of workers expect that they will need to still work after they "retire". This means that many of those retirees will be trying to reenter the workforce at some point in order to generate income.