The remarkable growth of Fintechs in the Indian lending market is certainly no secret. Fintechs have significantly transformed the whole structure that lending and credit were originally premised on. It wasn't long ago that low-income personal loans were literally non-existent. Today, there are multiple credit options for individuals with low income, particularly considering the number of Fintech companies that are serving a robust Indian credit market. The question has often been about the interest rate on available credit options (and how high-interest rates can get). Well, it is safe to say that as far as the interest goes, low-interest personal loans are a reality in the market today!