2016 march madness is just around the corner, and college basketball fans are already finalizing their picks and filling out their brackets to predict who will win the title and be crowned the nation's best team. The consumer lending & credit company ReallyBadCreditOffers.com has taken the opportunity to urge consumers to be smart, and don't borrow to bet on their favorite games - because there is no such thing - as a sure thing. The excitement of the games leads fans to make reckless choices with their money, like borrowing, which will make them pay well after the tournament is over.