Speeding is one of the reasons why car accidents happen and males were always been put to blame for breaking the speed limit. Yet, a recent study reveals that it was females who break the speed limit more often than males with an average of 67 speeding incidents recorded against males' 57 speeding occurrences. And having seen how drivers could be reckless sometimes when behind someone else's car and is being drive for a regular basis. It's not surprising that buying road risk insurance is a must in every motor trader.