Now with as many as 25% of people in south Florida without health Insurance, more people than ever are at risk for incurring large healthcare bills for which they are personally responsible. Even with insurance, certain services may not be covered or they may be denied. TotalMDplaN offered by Total Med Discount Plan LLC may be the answer you’re looking for. TotalMDplaN is not an insurance plan yet it can assist by pre-negotiating significant discounts of up to 50% off of retail prices with participating, quality providers. Members need only look up a provider on our website, examine the negotiated discount, compare it with the prices of other providers, and then schedule an appointment with their chosen provider.