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USMC Insurance, a leading insurance managing general agent (MGA), is shedding light on an important topic that many individuals and businesses encounter: the differences between personal auto insurance and non-owned auto insurance.

By their very nature, startups are often strapped for cash, and their budgets can get even leaner during hard economic times (like the current nationwide recession). However, one thing that certain startups should invest in without question is hired auto coverage. USMC Insurance, a nationwide Managing General Agent (MGA), explains a few reasons why hired auto coverage can protect fledgling businesses.

As many companies continue to allow employees to work from home, it's becoming increasingly common for workers to use their own vehicles for work-related errands, such as delivering products, meeting with clients, or attending meetings. USMC, a Managing General Agent, reminds both employees and employers that hired and non-owned auto insurance can provide important coverage for remote workers who rent vehicles on behalf of their company or use their personal vehicles for business purposes.

Non-owned auto insurance can protect both individuals and businesses in the case of an accident, so it's a worthwhile investment for any company that utilizes vehicles they do not own.

Hired auto insurance is an excellent investment for any company that rents or leases vehicles for commercial use, but it doesn't cost the same amount for each person. USMC Insurance, a Managing General Agent specializing in hired auto coverage, illuminates a few of the factors that affect the cost of hired auto coverage.

All types of businesses can benefit from hired and non-owned auto insurance, from the smallest shops to the largest multinational corporations. But choosing the right provider for HNOA coverage isn't always straightforward. USMC Insurance, a managing general agent, shares a few tips with business owners on picking the ideal company for their HNOA needs.

Hired auto coverage is an essential investment for any company or individual that uses vehicles not owned by the company. However, there are certain times when vehicles are not eligible for this type of coverage. USMC, an insurance managing general agent, shares a few examples of situations where vehicles are not covered by hired auto coverage.

Any business that allows customers or visitors to enter the building, or works in residential homes, can benefit from commercial general liability insurance. According to USMC Insurance, a nationwide managing general agent (MGA), business owners can protect both themselves and others from harm by investing in this type of plan.

Regardless of the type of independent contractor position a person has, if they use their personal vehicle for work, they can greatly benefit from non-owner auto insurance, says USMC Insurance, a managing general agent serving businesses and individuals nationwide.

USMC Insurance, a premium provider of hired and non-owned auto coverage for businesses, individuals, and organizations throughout the US, has seen firsthand how much HNOA coverage can help small businesses save money. Here are just a few of the many reasons small business owners should consider investing in HNOA coverage: