Florida driving is mandatory since high speed rail and transportation systems are not as prevalent as in many of the Northern states and other metropolitan cities. Wesley Chapel is hardly a city like Tampa, but it is still increasing in population with young families and therefore young drivers. Since the development of Wesley Chapel is growing at a very fast clip, the volume of younger and total adult drivers is growing exponentially. The insurance agents providing mandatory liability insurance and optional bodily injury policies are also mushrooming. Additionally, car accident and personal injury attorneys are necessary and almost mandatory with this increase in driving volume.