Scorto Corporation. Credit Scoring Software Scorto Corporation is the international company with representative offices in USA, Hong-Kong, Western and Eastern Europe, Africa and Middle East, as well as the partners in more than 28 countries of the world. Scorto benefits from expertise of Alyuda Research, Inc. – Neural Networks and Data Mining (Bank of America, Citibank, J.P. Morgan Chase, Wegelin-bank, TransUnion, CreditSights, Reuters Financial Software, Boston Consulting Group, KPMG and many others). Scorto Corporation provides the best high-quality complete system Basel II compliant credit scoring solution (as a bundle, stand-alone or an individual configuration) in retail crediting, SME, auto and mortgage loans, as well as development, maintenance and support of the scorecard models with software maintenance and support on steady basis, using flexible approach in financial and licensing policy for various small, middle and large size banks in Western and Eastern Europe and Russian Federation. Scorto applies the exclusively individual approach to the customers and partners that allows providing the most effective meeting their requirements and optimizing credit issue risks. Scorto solutions allow the customers sparing a significant amount of time and financial resources through implementation of the most user-friendly software at easy-to-use integration process into the bank infrastructure due to the highly qualified IT development and integration staff of the company. Scorto is the most efficient, flexible, fast, user-friendly and financially optimal choice for the credit scoring solutions for the bank needs.