We offer short term loans as quickly as possible across Canada. A payday loan alternative. No credit checks and bad credit accepted. Same day quick response from our loan agents. 514 Loans is based in Montreal but offers short term loans to consumers all across the country. They are a quick and affordable alternative to payday loans and offer installment loans up to $3,000. No credit check is needed and one-hour approval is available. Don’t let urgent bills or important payments fall behind. An installment loan from 514 Loans can help you avoid late fees and penalties by providing you with the funding you need to: Stay up to date on your rent Pay for an unexpected car repair Pay urgent credit card bills Cover the cost of utilities