Horizon ARS Consultants

BUSINESS LOAN | PROJECT LOAN | EQUITY INVESTMENTS | PROJECT REPORT | CMA We provide end to end services starting from assessment of client requirements, preparation of project reports / financial statements till finalization of funding and disbursement. We have liaison with various banks, financial institutions and other funding agencies and have expertise in the procedures adopted by them for the funding process. TERM LOAN SOLUTIONS - For Procuring infrastructure for your business, For Purchase of Equipment’s, we provide the full range of services related to project finance by structuring the right financing mix. We specialize in Loan Syndication for small, medium and large scale companies from various industries like any manufacturing units, infrastructure companies, trading firms, service industries, loans for agriculture and agro based industries by arranging cost effective facilities. WORKING CAPITAL SOLUTIONS - Based on your business trend we can arrange right solutions for your working capital requirements by way of Cash Credit / Overdraft facility/ Working Capital Term Loan / Contract based Working capital / Drop down working capital/ Secured and Unsecured Working capital solutions. CMA PREPARATION - CMA stands for Credit Monitoring Arrangement report wherein the past and projected financial performance of a business is compiled in a certain format with all the required financial metrics and ratios to help Bankers and Financial Analysts ascertain the financial health of a business. Most Bankers request a business loan applicant to prepare CMA report to understand the flow and application of funds in a business. A professionally prepared CMA report can improve the chances of obtaining bank loan. DETAILED PROJECT REPORTS (DPR) - A Detailed Project Report (DPR) is a vital document for any business that contains information pertaining to its promoters, business model, operations, past and projected financial performance. DPR is very essential as it serves as a roadmap for the business and provides information in an understandable format to outsiders wanting to know more about the business. A DPR is used for raising capital for a business and for credit analysis. Banks and financial institutions gain an insight into the business through the DPR for making credit decisions. EQUITY INVESTMENT - Equity investment means that you accept money from a private investor or group in exchange for partial ownership of the business. This funding source is commonly used by small-business owners LONG-TERM DEBT - One type of external debt financing is long-term debt. Long-term loans typically include any debts that you expect to take more than a year to repay. SHORT-TERM LOANS AND LINES OF CREDIT - Some businesses also make use of shorter-term loans and lines of credit to fund ongoing operations. A short-term loan means you borrow money and typically repay it within a year.