Each year small businesses, which employ up to 50 percent of the American workforce, lose roughly $630 billion dollars to fraud. According to the Association of Certified Fraud Examiners– It is estimated that the typical organization loses 5% of its revenues to fraud each year. Due to their limited resources, small businesses can be especially devastated by fraud. Small organizations experienced an average fraud frequency of 37% compared to larger organizations that averaged only 20%. The lack of internal controls is the number one identifying factor for the small business.