
The focus of Moneytalk Financial Foundations is to help people with their finances that, unfortunately, find themselves in an underserved socioeconomic sector because they have a low-income, are homeless, young and inexperienced, or either is or was incarcerated. Their belief is that if they can teach these people to manage their money so that they can meet their essential living expenses, they will be more able to provide for themselves. The underlying philosophy is that if they can keep a roof over their head, food on the table and their utilities turned on, they are less likely to steal or commit other crimes. Such people develop a sense of self-sufficiency such that they are more able to hold onto a job, pay off any debts they have, and move toward being financially independent.